Broker Check


Office: (858) 369-0303

Toll-Free: (800) 313-7526

Fax: (858) 369-0306

PO Box 7726

Rancho Santa Fe, CA 92067


Tuesday, November 24, 2020

One of the biggest regulatory changes of late was the Retirement Enhancement (Secure) Act. Yet most advisors have ignored it.. The good, the required minimum distribution — moved from 70 1/2 to 72. You have to calculate how much...

Saturday, September 12, 2020

1. Not having a written plan. It’s simple, but the first step in achieving a comfortable, income-secure retirement is having a plan. Yet many investors don’t have a retirement plan. According to the Employee Benet Research...

Monday, July 27, 2020

There’s a good chance you’ll need long-term care as you age. But if you’re like many Americans, you likely don’t have a plan to pay for this sort of care.Although about half of adults turning 65 today will...

Friday, July 3, 2020

Individual retirement accounts (more formally known as "Individual Retirement Arrangements"), or IRAs, are a method for saving money for retirement that is either tax-free or tax-sheltered (or arranged to minimize tax liability). There...

Wednesday, June 17, 2020

The problem is that bonds are particularly vulnerable to interest rate risk, which is the danger of an asset losing value when interest rates rise. And with interest rates sitting at basically zero percent for the foreseeable future,...