Blog

1. Not having a written plan. It’s simple, but the first step in achieving a comfortable, income-secure retirement is having a plan. Yet many investors don’t have a retirement plan. According to the Employee Benet Research...

Children with special needs help need caring for their day-to-day life, including physical, mental and emotional disabilities. Care like medical, physical, occupational or speech therapies, special educational support and financial...

There’s a good chance you’ll need long-term care as you age. But if you’re like many Americans, you likely don’t have a plan to pay for this sort of care.Although about half of adults turning 65 today will...

Think of your retirement as the next chapter of your life. Consider how many years you have until you leave your last job… and then possibly another 25-40 years in retirement from there. Here are some questions to ask yourself:...

Searching for an independent retirement savings plan? Are you looking to roll over your plan, what are your options? Why an annuity may meet your rollover needs. Fixed index annuities are not a direct investment in the stock market....

Individual retirement accounts (more formally known as "Individual Retirement Arrangements"), or IRAs, are a method for saving money for retirement that is either tax-free or tax-sheltered (or arranged to minimize tax liability). There...

The novel coronavirus pandemic has impacted all of us in some way. Almost overnight, the U.S. was hit hard with record unemployment. Many household incomes have been abruptly shut off. Several industries have slowed down to a crawl or...

1. Check up on your portfolio and if appropriate, consider your allocation. Many advisors have espoused a 60/40 mix of stocks and bonds in your retirement portfolio. But this ratio of stocks to bonds may not be the best thing for you...

The problem is that bonds are particularly vulnerable to interest rate risk, which is the danger of an asset losing value when interest rates rise. And with interest rates sitting at basically zero percent for the foreseeable future,...

Just as surgeons don't operate on themselves, wealthy people usually do not invest their own money. They have investment professionals manage their money for them. In the next three bloga, we will discuss three types of professional...

#1 fear of retirees is running out money. Today’s retirees fear running out of money more than anything in the world, including death. If you don’t have money, you’re forced to depend on the government or get charity...