Blog
11 Steps to Take Before You Retire
Retirement is a major event after many years of work. It marks the time when you end your career and begin the next chapter of your life. But sometimes retirees discover that they haven't prepared as much as they could have for this...
Read MoreRetirement Enhancement (Secure) Act Changes Revealed
One of the biggest regulatory changes of late was the Retirement Enhancement (Secure) Act. Yet most advisors have ignored it.. The good, the required minimum distribution — moved from 70 1/2 to 72. You have to calculate how much...
Read MoreHow Much Income Will Your Annuity Provide?
How much income will your annuity contract pay you? The answer depends on what age you start collecting income from your annuity. If you start income at age 70-75, you will receive higher payouts. If you begin your annuity income in...
Read MoreWays to Increase Your Social Security Benefits
Editor's note: The following post has been contributed by Andy Masaki. Andy is a blogger and financial writer associated with the Oak View Law Group. He is a debt expert and a member of several online forums, where he shares his advice...
Read More6 Biggest Retirement Income Planning Mistakes to Avoid
1. Not having a written plan. It’s simple, but the first step in achieving a comfortable, income-secure retirement is having a plan. Yet many investors don’t have a retirement plan. According to the Employee Benet Research...
Read MoreShow All
40 million families have children with Special Needs
Children with special needs help need caring for their day-to-day life, including physical, mental and emotional disabilities. Care like medical, physical, occupational or speech therapies, special educational support and financial...
Read MoreLong-Term Care Info
There’s a good chance you’ll need long-term care as you age. But if you’re like many Americans, you likely don’t have a plan to pay for this sort of care.Although about half of adults turning 65 today will...
Read MoreRetirement, the Next Chapter of Life
Think of your retirement as the next chapter of your life. Consider how many years you have until you leave your last job… and then possibly another 25-40 years in retirement from there. Here are some questions to ask yourself:...
Read MoreAre you trusting your retirement savings to your former employer?
Searching for an independent retirement savings plan? Are you looking to roll over your plan, what are your options? Why an annuity may meet your rollover needs. Fixed index annuities are not a direct investment in the stock market....
Read MoreIRAs Explained
Individual retirement accounts (more formally known as "Individual Retirement Arrangements"), or IRAs, are a method for saving money for retirement that is either tax-free or tax-sheltered (or arranged to minimize tax liability). There...
Read More6 Ways to Help You Weather Market Volatility
1. Check up on your portfolio and if appropriate, consider your allocation. Many advisors have espoused a 60/40 mix of stocks and bonds in your retirement portfolio. But this ratio of stocks to bonds may not be the best thing for you...
Read MoreCould Annuities Be Better Than Bonds for Lifetime Income?
The problem is that bonds are particularly vulnerable to interest rate risk, which is the danger of an asset losing value when interest rates rise. And with interest rates sitting at basically zero percent for the foreseeable future,...
Read MoreWhy Mutual Funds?
Just as surgeons don't operate on themselves, wealthy people usually do not invest their own money. They have investment professionals manage their money for them. In the next three bloga, we will discuss three types of professional...
Read MoreThe #1 Retirement Fear
#1 fear of retirees is running out money. Today’s retirees fear running out of money more than anything in the world, including death. If you don’t have money, you’re forced to depend on the government or get charity...
Read More