Office: (858) 369-0303
Toll-Free: (800) 313-7526
Fax: (858) 369-0306
PO Box 7726
Because of the FIDUCIARY STANDARD.
Registered Investment Advisor Representatives are fiduciaries under federal law, required to serve their clients’ best interests, always, without subordinating those interests to their own, their firm’s, or another’s. In providing my services to you, I am bound at all times to address the two primary components of an investment adviser’s fiduciary duty: (1) the duty of care and (2) the duty of loyalty
The duty of care includes, but is not limited to the obligation to:
To fulfill the duty of loyalty, I must:
In my capacity as a securities-licensed Advisor Representative of Laurel Wealth Advisors, Inc., the SEC-registered investment advisory firm, through whom I provide my advisory services, products are offered via an approved, well-known, and reputable, Qualified Custodian - Charles Schwab. I am prohibited from accepting either commissions or markups on the products recommended to advisory clients in this capacity. As a fee-based planner, my goal in your planning is to be there for you, perform in the best way possible and provide unequal assistance while delivering custom-tailored services intended to protect your assets.
In a separate capacity, as a licensed insurance agent soliciting, offering, and selling fixed life and long-term care insurance products since 1975 (California Insurance License # OB50521A), if you own annuities - I understand them. Many people do not understand grants, in general, and have questions about these products, as they are complex financial products that can be expensive to own. I recommend you obtain a second opinion to consider all the alternatives available to you.
Stewart J. Weissman