Broker Check


Office: (858) 369-0303

Toll-Free: (800) 313-7526

Fax: (858) 369-0306

PO Box 7726

Rancho Santa Fe, CA 92067


Putting Your Money To Work For You

We seek to provide comprehensive personal and business financial services. From tax planning to loan analysis, we are by your side to help you make smart financial decisions. Not only will we strive to have an all-encompassing wealth management strategy, but we believe that each of our clients can expect a complete, highly tailored, financial strategy that we diligently monitor. We pride ourselves on being highly communicative - together we can help you live your best life, and get a good night’s sleep!

Our Comprehensive Services

Wealth Management

Anyone can say they “do wealth management”, but what does that mean? What does the term “wealth management” cover? We’ve been managing wealth since 1975, and to us
“wealth management” is personal. We provide highly personally and communicative service that focuses on finding the right solutions that can help you meet your goals of achieving the life and level of financial stability you want.

To do this we need to focus and link together several areas under the wealth management umbrella. We look at life and long-term care risk management, estate planning, investments, retirement planning, and rollover consolidations. A financial plan isn’t complete if even one of these stones is left unturned.

Sounds overwhelming, right? Not with Wealth Preservation, LLC. We do the heavy lifting and together we will work towards your successful future.

Retirement Planning

We believe retirement will be more enjoyable if your income is structured to fit your lifestyle choices and if you have developed a retirement plan to protect your assets. That being said, there are more than a few things to consider when it comes to your retirement plan. Again, it’s all about making sure every stone is overturned.

So, what goes into a complete retirement plan? Well, for starters, retirement planning is a process of “thinking” about things. We get together and think about what you want retirement to look like, what you want to do, and how you want to spend your money.

Then we think about how much money you will need every month, what retirement and savings accounts you have to draw on for that monthly income, and when and how you should draw money from each of those accounts. We think about being tax-efficient, cost-effective, looking at your expenses, managing risks, and appropriately allocating your assets as you age.

At the end of the day, there are probably as many things to consider for your retirement plan as there are letters in the word retirement, but don’t let that overwhelm you. We’ve been at this for years, and we specialize in simplifying financial matters, especially retirement.

Rollover Options

Throughout your career you have probably held several jobs and may have multiple retirement savings account with assets in them due to job changes.

It is easy to forget about those accounts or to just accept having a few different accounts out there, but from a retirement planning standpoint it simply makes things messy. It can also cause issues from a tax-efficiency standpoint and create a confusing situation when creating a retirement income stream. It’s important to know what you have and to create a plan for consolidation.

Crossing the bridge to retirement should be an exhilarating time. At Wealth Preservation LLC, we work with you to make sure things stay simple and straight forward so you can keep you eye on the prize.

Estate Planning

Estate planning is the process of designating who will receive your assets and handle your responsibilities after your death or incapacitation. Even if you think you don’t have much of an estate, creating a plan and having the proper documents in place will go a long way in creating peace of mind for your family members and beneficiaries.

Without a proper estate plan you run the risk of your estate going into probate, a process that can negate any desires you had for where and how your assets are distributed. We can demystify the estate planning process by walking you through the documents needed and ensuring that you are prepared to make your passing as easy as possible for your family and heirs.

Long-Term Care (LTC) Planning

Most of us don’t think about our long-term care needs until it’s too late, but the fact is that 70% of adults over the age of 65 will need long-term care in their lifetimes. Failing to plan appropriately for potential LTC needs can wipe out your savings and your families savings. Fortunately, there are several ways to pay for LTC, however, without planning ahead these options may not be available to you.
Some of the ways in which we help our clients prepare themselves for potential LTC costs are:

  1. By using qualified funds to pay for LTC premiums.
  2. By utilizing older annuities to fund a single or joint LTC policy and taking advantage of the PPA to mitigate taxes on potential gains.
  3. By using corporate dollars to purchase LTC for you and your spouse

This probably sounds Greek to you, but that’s ok. At Wealth Preservation, LLC we know that there is a plan that fits each of our clients needs and we know that we can help them navigate those LTC needs with ease.

Risk Management

Risk comes in all shapes and sizes, but there are ways to protect yourself against the risks that come naturally with life. By planning ahead, especially if you have multiple financial responsibilities like a mortgage, family, or other long-term financial obligations, you may be able to ensure the financial stability of your loved ones in the event of your death.

By purchasing the proper life insurance coverage for yourself and key earning members of your family, you are making an investment in sanity for yourself and your beneficiaries. In the event of your death, your family will be dealing with grief, arrangements, wills, and more. Having the right life insurance coverage can take many financial burdens and additional worries off their shoulders.

CA #0505247.21

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.  |  (858) 369-0303